Merchant One

Merchant One is a simple credit card processing company that has solutions for both large and small businesses. With their online applications you have a convenient way to begin your merchant account. Merchant One and Flagship Merchant Services are the only two credit card processing companies we found that will have your account set up the very same day you are approved. With their unique business layout and iPhone terminal, Merchant One has been chosen as one of the best credit card processing companies today.

Merchant One App

One of the most unique features offered by Merchant One is the ability for you to accept credit cards using your iPhone. Through this free app you can accept payments wherever you are, as long as you have your phone. The app provides you with the ability to authorize and capture charges, verify and hold funds, void transactions and holds, issue credits and refunds, enter gratuity, save an order, enter shipping information and customer information, tag locations so you can see where you performed the transaction and offers PIN security and protection. The app has the ability to authorize the credit card as you type in the numbers and information. With the app working in real time, you can always feel comfortable and confident regarding your business and account safety wherever your travels take you.

Solutions

Merchant One offers six different credit card processing solutions that are designed to cover any business type. The solutions include: Retail, Mail Order/Phone Order, E-commerce, Wireless and Trade Show Vendor accounts. We found that while their account types are not as flexible as other businesses, they have all the features most businesses need. The accounts have set rates, which you can view on their website, and while comparing their rates to other credit card processing rates we found Merchant One to offer some of the best available. We appreciated the fact that their rates are posted on their website because other businesses require you to fill out a form to receive a quote; while it isn’t complicated, it adds time to the process that many people found to be more of a hassle.

Benefits

One of the benefits you should always expect from a top rated credit card processing company is a personal account representative. Personal account representatives have an in-depth knowledge of your business and your account history. You can speak to them each time you call instead of calling and getting someone different every time. They will help you make the best choice for your business and always keep you up to date on the latest features that are available for you to enjoy.

Summary

Overall we were very impressed with the quality and the ease offered through Merchant One. Their unique technology for the iPhone was enough to get our attention while the benefits and ease kept us interested and learning more. They have a quick turn around time, great customer service reps and plans designed for a variety of businesses. Through our experience and research we are quick to recommend Merchant One credit card processing solutions to small and large businesses as one of the best merchant account companies available today.