Flagship Merchant Services

The best credit card processing company we have found is Flagship Merchant Services. It outranks each of the other credit card processing companies by providing lower monthly fees, a greater variety of features, account versatility and excellent customer support. If your business falls under e-commerce, phone/mail order, restaurant, hotel, retail or even a traveling business for mobile or wireless connection, Flagship Merchant Services has a solution for you.

Apply Online

Through the Flagship Merchant Services website you can apply online for a merchant account. It costs nothing to apply and once you have submitted your application for an account you should hear back within two business days. Once you hear back you can begin processing payments the very next day.

Extra Free Features

Some of the features that are available through Flagship Merchant Services include shopping carts, virtual terminals, recurring billing, fast credit and debit authorizations, electronic check acceptance, post transaction tip, fraud protection and online account access to monitor your transactions. They will also provide a P.O.S. terminal and pin pad for businesses that may benefit from these tools.

Many of the features help create more options, assisting Flagship in offering more versatile accounts. As we mentioned above, if you have a restaurant, you have the ability to run tips after the authorization has occurred. If you have a small business that you run from your home or at an outdoor market, there are wireless accounts suited for your needs. The wireless accounts allow you to process credit and debit cards anywhere and run them anytime your customers are ready to make a purchase. Overall, we were impressed with the versatility that is found within a single company. Their features are very accommodating and deliver the desired results that merchants look for in a credit card processing system.

Month to Month - No Contract - No Cancelation Fees

The standard in the credit card processing world is that almost all merchants will try to lock you into some sort of lengthy contract. The typical time period for this contract is 3 years. If you’re just starting a new business and not sure how it is going to do, you certainly don’t want to get stuck into one of these. Most credit card processing companies will try to give you a $300 to $500 dollar early termination fee. Flagship Merchant Services does not require any kind of contract whatsoever. You can cancel at anytime with no cancelation fees.

Fraud Protection So You Don't Get Charge Backs

Flagship Merchant Services also offers built-in fraud protection by providing real time processing and a secure socket layer. They also ask for required CVV2 codes and address verification. They also provide an Advanced Fraud Detection Suit at an extra cost for additional fraud protection. While this is not required, it may be a good option for some users so you don't get fraudulent charge backs.

24/7 Support

One aspect you should pay attention to when selecting a credit card processing company is their help and support resources. There is a toll-free phone number located at the top of each page on the site, our recommendation is to call that number and you will be put in touch with a representative very quickly. Their customer support line has representatives standing by 24 hours a day, 7 days a week; convenience at its finest. Flagship Merchant Services also provides a page of FAQs that you can access through their website. These questions can provide you with helpful information before and after you register for an account.

Overall Rating

Overall, we found Flagship Merchant Services to be the best credit card processing company because of the features and versatility they provide. They help make credit card processing easy for almost any company and any business person with the lowest fees/rates you will find. If you let them know what type of business you run and what features you are looking for, they will set you up with a plan and tools that are right for you. With a free application, quick approval process and customer service representatives available 24/7, Flagship Merchant Services strives to provide the best service available. We believe they have succeeded.